Financial Lines
Specialist solutions for professional risks
We back professionals who put their name and reputation on the line with tailored solutions for Professional Indemnity, Legal Expenses, and Tax Audit insurance. Our wordings provide clear coverage, and we pride ourselves on personal service and prompt turnaround.
Product Overview
Professional Indemnity
With Professional Indemnity limits of up to $10 million available for eligible risks, Our Professional Indemnity solution is designed to protect businesses against the financial consequences of civil liability arising from the provision of professional services. Supported by specialist underwriting and a comprehensive suite of automatic policy benefits, the wording delivers broad protection across a diverse range of professional occupations.
Key Features
- Civil Liability Cover
- Defence Costs
- Inquiry Costs
- Loss of Documents
- Continuous Cover
- Mitigation of Costs
- Public Relations Expenses
- Vicarious Liability for Contractors & Consultants
- Flexible Limits and Excess Options
Miscellaneous - PI
Whether providing consulting, advisory or other specialist professional services, Our Miscellaneous Professional Indemnity wording offers flexible protection for businesses operating across a diverse range of industries and occupations.
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Design & Construct - PI
Construction projects are becoming increasingly complex, with legislative and contractual requirements placing greater obligations on contractors for design, coordination and project delivery. Our Design & Construct Professional Indemnity wording is designed for contractors with design responsibility, providing cover tailored to the professional risks associated with residential, commercial, civil and infrastructure projects.
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Real Estate - PI
Whether managing residential portfolios, commercial properties or strata communities, real estate professionals operate in an increasingly regulated environment. Our Real Estate Professional Indemnity wording is designed for real estate agencies, property managers, strata managers and specialist property advisers, with cover tailored to the professional risks associated with property sales, management and advisory services.
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Accountants - PI
Accounting professionals provide trusted advice that helps businesses and individuals navigate an increasingly complex financial and regulatory environment. Our Accountants Professional Indemnity wording is designed for firms providing taxation, compliance, audit, bookkeeping, business advisory and related professional services, with cover tailored to the way today’s accounting practices operate.
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Architects & Engineers - PI
From concept design through to technical documentation, architects and engineers combine technical expertise with creative design to deliver practical solutions for the built environment. Our Architects & Engineers Professional Indemnity wording is designed for businesses providing architectural, engineering and technical design services, with cover tailored to the professional risks arising from design, specification and professional advice.
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Environmental Consultants - PI
As environmental regulation continues to evolve, clients increasingly rely on specialist advice to manage environmental risk and meet compliance obligations. Our Environmental Consultants Professional Indemnity wording is designed for businesses providing technical, scientific and advisory services, including environmental assessments, contamination, ecology, water, waste and sustainability consulting.
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Excess of Loss
Whether completing a larger insurance program or adding another layer of protection, our Excess of Loss Professional Indemnity Insurance provides additional capacity above an insured’s existing Professional Indemnity program. Designed to sit excess of most insurers, we offer a broad appetite across a wide range of professions and industries, with flexibility to accommodate a variety of underlying structures and limits.
Tax Audit
Responding to a tax audit, investigation or review can be both time consuming and expensive. Our Tax Audit Insurance helps cover the professional fees incurred in responding to eligible enquiries by the Australian Taxation Office and other recognised government revenue authorities.
Key Features
- Professional fees incurred in responding to eligible tax audits, investigations and reviews
- Cover for enquiries by the Australian Taxation Office and other recognised government revenue authorities
- Cover available for individuals, businesses, trusts and self-managed superannuation funds
- Flexible Insured Amounts of up to $250,000 with nil excess applicable
- Simple standalone protection
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Get a quote
For insurance brokers on behalf of their clients, please access Powered by AGILE to obtain a quote
Legal Expenses
Helping businesses protect their legal interests
Legal disputes can arise unexpectedly and quickly become costly. Our Commercial Legal Expenses Insurance helps cover eligible legal expenses across a broad range of commercial disputes, providing access to specialist legal representation when it’s needed. The wording includes cover for a range of common legal matters faced by Australian businesses.
Key Features
- Commercial contract disputes
- Employment disputes
- Property disputes
- Criminal prosecution defence
- Statutory licence appeals
- Employee restrictive covenant disputes
- ATO tax investigation protection
- Specialist legal representation
- Cover for eligible legal expenses
- Flexible limits to suit your clients
Documents & links
Get a quote
For insurance brokers on behalf of their clients, please access Powered by AGILE to obtain a quote
Our Financial Lines Team
